If you are unsure about your financial situation in Spain, including your savings or your cost of living, we suggest consulting the following independent, non-profit organisations, who may be able to assist by organising free guidance.

By seeking advice, you may be able to help avoid serious financial problems in the future.

Click here for organisations that may be able to help (enter your local town and village to see the ones closest to you).

Extra advice: Other private organisations, such as financial planners or advisers, may also offer you advice. We would recommend that you:

1. use a company that has been recommended to you by a friend or family member who have used them successfully.
2. be sure what they may charge you for advice before deciding to use them. Some companies will give a free initial consultation.
3. be aware that the company you choose may be earning a commission on what they are selling you.
4. always try and seek a second, professional opinion before making any decision on your finances.